Miss your new HMRC deadline and you'll get fined. Automatically.

From April 2026, if you're a self-employed plumber earning over £50,000, HMRC requires you to report your income four times a year - not just once in January. It's called Making Tax Digital for Income Tax, and it's already live.

What actually changed?

📅

File once in January

→

Submit every quarter - Aug, Nov, Feb, May

📋

Lump-sum figures

→

Every transaction categorised into HMRC's 15 boxes

💻

Paper or basic online

→

Must use approved bridging software

⚠️

No mid-year penalties

→

Automatic fines for late quarterly submissions

Does this affect you?

If you're a self-employed plumber (sole trader, not limited company) earning over £50,000 - yes. This is mandatory from April 2026. The threshold drops to £30,000 from April 2027.

There's a free way to check you're covered

The MTD Tracker is a tool built specifically for tradespeople to handle quarterly submissions. It reads your bank transactions, sorts them into HMRC's categories automatically, and produces the file your bridging software needs. It's free to test with your own data - no card, no commitment.

Please enter a valid email address.

Free access. No card needed. Attach your bank data whenever you're ready.

You're on the list ✓

Check your inbox - we'll send you everything you need to get your first quarterly submission sorted.